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Cash Reef

Habanero

Cash Reef

Inside the game

Captured in the studio's own free demo on 14 September 2026. Nothing below is taken from a press release or another site — it is what the game shows when you open it.

The base gameThe base game on the sea floor: five reels over three rows, with 243 WAYS spelled out on either side of the grid. Above, the GRAND JACKPOT reads €8,648.21 and the treasure chest is flagged as the "3 Triggers Feature". Below, the ‡15.00 total bet comes from a 0.50 coin at bet level 1.
Game rules, page 1The first page of the Help panel: ways are fixed at 243, with the total bet in coins fixed at 30. The coin runs from 0.01 to 20 and the bet level is picked among 1, 2, 5, 7 and 10, taking the bet from 30 coins (‡0.30) to 300 coins (‡6,000.00). The pay table values are displayed in the player currency, for the selected bet.
Game rules, page 2The Return To Player section of the Help panel, where the game states its own figures: a theoretical RTP of 96.16%, with two separate lines of 0.50% each for the MINOR JACKPOT and the GRAND JACKPOT. The calculation is based on the average of 2 × 500,000,000 game cycles.
Game rules, page 3The top of the Pay Table: the shell is the Wild, substituting for every symbol except the chest and appearing grouped; it pays ‡20 at three of a kind and ‡250 at five, at the ‡15.00 bet on screen. The chest is the Scatter: its wins — ‡45, ‡150 then ‡1,200 — are multiplied by the total bet and added to ways wins.
Game rules, page 4The regular symbols, paid left to right except the scatter which pays any, at the ‡15.00 bet on screen: the blonde diver leads at ‡250 for five of a kind, ahead of the Medusa at ‡100, the sphinx at ‡75 and the starfish at ‡50. Each symbol is quoted at three, four and five of a kind.
Game rules, page 5The bottom of the pay table and the Feature block: the golden dolphin, the diadem and the amphora share the same scale — ‡1.50 at three of a kind, ‡15 at five, at the bet on screen. Below: three chests or more, wherever they land, award 20 free games during which all prizes are doubled; the feature can be retriggered.
Game rules, page 6The Progressive Jackpot and Other Rules blocks: the progressive jackpot is triggered at random at the conclusion of any game and is added to other wins. Below, the game restates that 243 fixed ways are played at a cost of 30 coins, that wins on different ways are added, that only the highest counts on each way, and that wins are multiplied by the bet level.

Try it for free

The studio's own free demo, played here — no account, no money, the same maths as the real game.

Open the demo on Habanero’s site

Where to play Cash Reef

5 of our partners carry Habanero games. A brand-new release may still be exclusive to one operator for a few weeks.

Advertising disclosure — we earn a commission when you sign up through these links. It never changes which games we list or the figures we publish.

Everything we know about this game

The RTP of Cash Reef

Cash Reef is published with an RTP of 96.16%.

The figure comes from app-test.insvr.com, and the page is linked above so you can check it yourself.

Volatility

Cash Reef has no published volatility that we could verify, so the field is left empty. Filling it with "medium" would read as information while being a guess.

How Cash Reef is built

Its wins form through 243 ways.

What we checked

The 7 screenshots on this page were taken in the studio's own demo on 14 September 2026, not copied from another site. The figures above are read from those screens.

5 of our partner casinos carry this studio's games. We list where Cash Reef can be played; we do not rank the operators by what they pay us.

Frequently asked questions

What is the RTP of Cash Reef?
Cash Reef is published with an RTP of 96.16%. We hold the studio page stating it, and it is linked from this page.
Can I play Cash Reef for free?
Yes. The free demo of Cash Reef opens on the studio's own page, without an account and without a deposit.
Where can I play Cash Reef?
5 of our partner casinos carry this studio's games; they are listed above on this page. A brand-new release may stay exclusive to one operator for a few weeks.

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